WeChat divided payment is here. The amount of interest has been calculated on a daily basis. Is the benchmark Huabai?

WeChat “divided payment” is here. The amount of interest has been calculated on a daily basis. Is the benchmark “Huabai”?
Tencent’s credit payment products formally surfaced.On March 26, the reporter consulted Tencent Customer Service and learned that sub-payment is a credit payment product officially provided by WeChat, and users can use the sub-payment amount for consumption.Various consumption scenarios such as eating, shopping, and watching movies are similar to the use of “divided payment”, but temporarily do not support the use of red envelopes, transfers, etc.The news about Tencent’s incubation credit payment product “divided payment” has been circulating vertically, and has also been regarded as the credit payment product “Huabai” on the standard Alipay.In addition, JD Finance itself has a similar “white stripe” of credit payment products.However, judging from the currently public information, the payment model of “divided payment” is different from that of “Huabai”. Huabai sets a monthly billing day and repays interest on time.After the minimum repayment is used on the repayment date, interest will be calculated on the unrepaid portion.Tencent customer service said, “After using split payment, the used amount will be a daily receipt. You can repay any amount at any time, and no fee will be charged for early payment.”Sauna, Night Net Chen Peng, editor Yue Caizhou proofreading Liu Baoqing